The new way to protect your watch
from loss, theft, & damage
with fast & global coverage
Underwritten by Chubb
Global Coverage
Powered by Bezel
WHY US
We already obsess over building the best possible watch-buying experience, so we did the same thing for the watch insuring experience
Complete coverage
Full, global coverage against theft, loss, and damage
Instant quotes
Quick, personalized quotes to get you covered ASAP
Best-in-class support
Our team is always available to answer any questions
Zero Deductible
If you experience a loss that falls under your plan's coverage, there's never any deductible
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Bezel
Wear your watch how you want
Insurance
HOW IT WORKS
Whether you're an existing Bezel customer or brand new here, insure your watch in minutes through the Bezel app
Quick & easy collection upload
Simply add your watch to your collection on the Bezel app and request an insurance quote
Get an instant insurance quote
Once you quickly answer any of the relevant questions, we'll show you an instant quote. If you're adding insurance to a Bezel order, your policy will start upon delivery!
Manage your collection & policy directly in the Bezel app
Easily add or remove watches from your collection or policy directly in the Bezel app
Easily file a claim in the app or through the Bezel Concierge
Our team is always available to help you with a claim
Pricing
Approximate coverage costs
MODEL
COVErAGE
Cost*
Tudor Black Bay 58
$50/yr
Omega Speedmaster Professional
$65/yr
Santos de Cartier Large Steel
$83/yr
Rolex Submariner No Date
$132/yr
Rolex GMT-Master II "Batman"
$201/yr
Rolex Daytona
$357/yr
Audemars Piguet Royal Oak
$585/yr
Patek Philippe Nautilus
$1,100/yr
*Examples above based on cost of insurance in Portland, ME. The pricing shown above is an indication of the approximate premium that may apply for insurance described. It is based on limited information and is provided for informational purposes only. The price shown is not bindable and an actual quote for coverage may differ from the amount shown. To offer a bindable quote, we require a completed insurance application.
FAQ
Why should I buy insurance for my watches? Are my watches not covered under my homeowner’s policy?
A typical homeowner’s policy is designed to protect your home and its contents, usually limiting coverage of watches to a maximum amount, typically $5,000 or less. So, if your watch costs more than that, you won’t be able to replace it with a similar item. If you claim a watch loss on your home insurance, it can affect the overall cost of your home insurance because everything is grouped together on one policy. Having a separate valuables policy preserves your home insurance premiums should only your watches be affected.
Is there a deductible on my policy?
No, this is a $0 deductible policy. Adding a deductible is not available.
A watch or jewelry I purchased has recently gone up in value. Does my policy protect against inflation and value increase?
If the market value of a watch covered on your policy has increased before a loss, we’ll pay the market value before the loss – up to 150% of your watch’s insured value. This is subject to the maximum amount of coverage of your watch collection. However, as each watch is unique and values fluctuate over time, we recommend periodically tracking the market value of your watches so that you’re best protected.
What documentation do I need to insure my watches?
You will need photos of each of your watches with a copy of today’s newspaper or something indicating today’s date in the background. For watches valued higher than $100,000, you will also need to submit a purchase invoice or recent appraisal.
How do I file a claim?
If you experience a loss, please email us at insurance@getbezel.com. We recommend taking detailed notes regarding the loss (i.e. date, time, location, and any relevant details). Chubb's claims processing times may vary by claim. Once a claim has been resolved, Chubb provides payment as quickly as possible.
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